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If you are coming to the UK or returning to the UK and haven’t got a UK credit history and you need an Expat Car Lease contract, then we may be able to help.
We can help arrange an Expat Car Lease on our fixed and flexible car leases from 6 to 18 months. You don’t need UK credit history and you don’t need a UK driving licence.
You can arrange your Expat Car Leasing deal before you arrive in the UK or when you have landed.
Our costs are competitive and our set-up costs are much lower than many other Expat leasing companies in the UK.
Need something flexible? If so take a look at our Car Subscriptions.
We’ve got access to a wide range of cars available on our Expat Car Leasing schemes and our prices are competitive. All of the cars on these contracts are generally brand new and can be delivred to you in England or Wales, free of charge.
Our vehicles are all mainly on short term car leases, as these can work out much more reasonably priced than companies that offer 24, 36 and 48 month expat car leases. Also, if the employment or the situation doesn’t work out in the UK, you haven’t got the high termination cost associated with cancelling a lease early.
Our stock levels do change on an hourly basis and the website is updated weekly, so please do make a call to find out stock levels.
All applicants are welcome to apply for an Expat Car Lease service in the UK, these include those coming to work in the UK on secondment or placement, Expat coming to the UK to live, UK Expat coming back to the UK or UK Visitors.
Our experienced underwriters will require to see a number of proofs, but acceptance rates are high and our set-up costs are very good compared to other Expat Car Lease firms.
Our process is really easy and can be done online by clicking on the APPLY ONLINE section of the website.
Please ensure that you click on Expat when completing the application form so that it goes to the right underwriting department.
For all of our Expat Car Lease, getting a decision is really quick so long as you provide all of the information requested by the underwriters.
If all of the information has been sent and employees references have been sent, you can get a decision the very same day.
This all depends on your income and employment status in the UK, our underwriters do tend to set a credit limit and may also ask for a refundable deposit.
Some of our vehicle suppliers, also don’t allow some types of Expats in their cars and this may restrict the vehicles that you can go into.
Our underwriters will ask for a number of documents to verify your Expat Car Lease application, the minimum required is listed below:
On top of this they may also require details of your home bank account and UK bank account.
Because you do not have a UK credit score or any history, this means that the amount of funders willing to look at you is reduced and therefore makes vehicle supply more expensive.
However, the rates for these vehicles based on a short-term program are actually very competitve in the marketplace and as an Expat, they are on par with other car subscription companies who offer their vehicles to people with good UK credit.
The only difference will be is that the documentation fee will be higher and a refundable deposit may be payable.
As a US Citizen looking to lease a car in the UK, your options are limited.
We are a provider of Expat car leases and specialise in US citizens coming to the UK who require a vehicle.
But yes, it is possible to lease a car as a US Citizen.
Expat Cars is a trading style of Cocoon Vehicles Ltd, registered in England and Wales (6113683). We act as a credit broker and a lender via hire. We are authorised and regulated by the Financial Conduct Authority (711074).
Just write down some details and our customer services team will be in touch shortly.